Credit quality (9)
I believe the answer is:
attribute
This clue is a double definition.
'credit' is the first definition.
(I've seen this before)
'quality' is the second definition.
(I've seen this before)
(Other definitions for attribute that I've seen before include "Ascribe, impute" , "Ascribe (to a cause)" , "Quality representative of person" , "An inherent quality" , "Impute - quality" .)