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Crowd surrounds woman, one who is unfaithful (4,3)

Ross

I believe the answer is:

love rat

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'one who is unfaithful' is the definition.
I know nothing about this answer so I can't tell whether this works.

'crowd surrounds woman' is the wordplay.
'crowd' becomes 'lot' (I've seen this in other clues).
'surrounds' is an insertion indicator.
'woman' becomes 'Vera' (a woman's name).
'lot' going around 'vera' is 'LOVE RAT'.

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I've seen this clue in The Irish Times.
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