Crossword Genius

Custodians disregard a Scot having banks in Tibet, Kashmir and Pakistan? (5)

Ross

I believe the answer is:

indus

I'm a little stuck... Click here to teach me more about this clue!

'custodians disregard' is the definition.
Although both the answer and definition are singular nouns, I can't see how they can define each other.

'a scot having banks in tibet kashmir and pakistan?' is the wordplay.
I cannot really understand how this works, but
'in' is within the answer.
This may be the basis of clue (or it may be nonsense).

Can you help me to learn more?

(Other definitions for indus that I've seen before include "River of India and Pakistan" , "Long Asian river" , "Pakistani river" , "Important river" , "Sacred flower" .)

I've seen this clue in the Irish Times.
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