Dandy maybe, but a failure without money (3)
I believe the answer is:
fop
'dandy' is the definition.
(synonyms)
I can't explain the remainder of the clue.
Can you help me to learn more?
(Other definitions for fop that I've seen before include "Man excessively concerned with fashion" , "Gallant" , "One affected" , "A dandy like Beau Brummel" , "Affected dandy" .)