Crossword Genius

Decisive, often after credit (6)

Ross

I believe the answer is:

crunch

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'credit' is the definition.
The definition and answer can be both acts as well as being singular nouns.
Maybe they are linked in a way I don't understand?

I don't understand how the rest of the clue works.

Can you help me to learn more?

(Other definitions for crunch that I've seen before include "Crush with the teeth" , "Informally, a decisive event or showdown" , "Decisive moment" , "Chew something hard" , "moment of difficulty" .)

I've seen this clue in The Mirror.
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