Deposit with investment returns already (2,2,2)
I believe the answer is:
as it is
'already' is the definition.
(as it is means as things are currently)
I don't understand how the remainder of the clue works.
Can you help me to learn more?
(Other definitions for as it is that I've seen before include "Actual state of affairs, often contrary to expectations" , "In the current state of affairs" , "true to life" , "In the present circumstances" , "Given the position, in the circumstances" .)