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Difficult sort of test for banks that's nearly complete (9)

Ross

I believe the answer is:

stressful

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'difficult' is the definition.
(thesaurus)

'sort of test for banks that's nearly complete' is the wordplay.
'sort of test for banks' becomes 'stress' (I am not sure about this - if you are sure you should give a lot more credence to this answer).
'that's nearly' means to remove the last letter.
'complete' becomes 'full' (similar in meaning).
'full' with its last letter taken away is 'ful'.
'stress'+'ful'='STRESSFUL'

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(Other definitions for stressful that I've seen before include "under great pressure" , "Creating tension" , "Worrying" , "Causing mental tension" , "Very hard on the nerves" .)

I've seen this clue in The Irish Times.
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