Crossword Genius

Dismiss a "Something the insurance policy will cover" (4)

Ross

I believe the answer is:

fire

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'dismiss' is the definition.
(synonyms)

I cannot understand how the rest of the clue works.

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(Other definitions for fire that I've seen before include "Inspire" , "There's no smoke without it" , "Trigger" , "Let off" , "See 5" .)

I've seen this clue in the Evening Standard.
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