Disorganised figure taking clothes off has problem (9)
I believe the answer is:
haphazard
'disorganised' is the definition.
(similar in meaning)
'figure taking clothes off has problem' is the wordplay.
'figure' becomes 'shape' (synonyms).
'taking clothes off' indicates the central letters (remove the external letters which clothe the word).
'has' means one lot of letters go next to another.
'problem' becomes 'hazard'.
The middle of 'shape' is 'hap'.
'hap'+'hazard'='HAPHAZARD'
(Other definitions for haphazard that I've seen before include "Slapdash, slipshod" , "Erratic" , "Careless or random" , "Disorganised, random" , "Lacking any obvious organisation" .)