Crossword Genius

Distressing cart accident involves soldier (6)

Ross

I believe the answer is:

tragic

I'm a little stuck... Click here to teach me more about this clue!

'distressing' is the definition.
(I've seen this before)

'cart accident involves soldier' is the wordplay.
'cart accident' becomes 'trac' (I can't justify this - if you can you should give a lot more credence to this answer).
'involves' is an insertion indicator.
'soldier' becomes 'GI' (GI can mean a US soldier).
'trac' enclosing 'gi' is 'TRAGIC'.

Can you help me to learn more?

(Other definitions for tragic that I've seen before include "Calamitous, causing great sadness" , "Intensely sad and distressing" , "Causing extreme distress or sorrow" , "Disastrous, appalling" , "Greatly distressing" .)

I've seen this clue in The Mirror.
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