Crossword Genius

Divisive bit of info on debtor’s documents (8)

Ross

I believe the answer is:

factious

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'divisive' is the definition.
(synonyms)

'bit of info on debtor's documents' is the wordplay.
'bit of info on debtor' becomes 'fact' (I can't justify this - if you can you should give a lot more credence to this answer).
'documents' becomes 'IOUs' (IOU is an example).
'fact'+'ious'='FACTIOUS'

Can you help me to learn more?

(Other definitions for factious that I've seen before include "Quarrelsome" , "Seditious, divisive" , "Characterised by internal strife" , "Ready to quarrel" .)

I've seen this clue in The Times.
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