Crossword Genius

Doctor of football team receiving tiny bit of cash tardily (10)

Ross

I believe the answer is:

manipulate

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'doctor' is the definition.
(I've seen this in another clue)

'football team receiving tiny bit of cash tardily' is the wordplay.
'football team' becomes 'man u' (short for Manchester United).
'receiving' is an insertion indicator.
'tiny bit of cash' becomes 'ip' (I can't explain this - if you can you should give a lot more credence to this answer).
'tardily' becomes 'late' (synonyms).
'manu' going around 'ip' is 'manipu'.
'manipu'+'late'='MANIPULATE'

'of' acts as a link.

Can you help me to learn more?

(Other definitions for manipulate that I've seen before include "Influence someone deviously" , "Use" , "Handle, manoeuvre" , "Doctor" .)

I've seen this clue in The Independent.
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