Crossword Genius

Eg, a loincloth is out of order in referring to peoples and cultures (12)

Ross

I believe the answer is:

ethnological

'referring to peoples and cultures' is the definition.
(referring to ethnic groups)

'eg a loincloth is out of order' is the wordplay.
'is out of order' is an anagram indicator.
'eg'+'a'+'loincloth'='egaloincloth'
'egaloincloth' anagrammed gives 'ETHNOLOGICAL'.

'in' acts as a link.

I've seen this clue in The Times.
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