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Ending it badly without a penny to one's name (8)

Ross

I believe the answer is:

indigent

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'without a penny to one's name' is the definition.
I can't tell whether this defines the answer.

'ending it badly' is the wordplay.
'badly' indicates anagramming the letters.
'ending'+'it'='endingit'
'endingit' is an anagram of 'INDIGENT'.

Can you help me to learn more?

(Other definitions for indigent that I've seen before include "Impoverished -- ending it (anag)" , "Poor and needy" , "Impoverished, destitute" , "poor fellow" , "Needy, poverty-stricken" .)

I've seen this clue in the Irish Times.
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