Crossword Genius

Energy savings scheme (3)

Ross

I believe the answer is:

pep

This clue is a double definition.

'energy' is the first definition.
(personal energy, vim)

'savings scheme' is the second definition.
(personal equity plan)

(Other definitions for pep that I've seen before include "Energy, zip" , "Palindromic energy or vim" , "Energy or enthusiasm" , "Palindrome for vitality or energy" , "savings plan" .)

I've seen this clue in The Mirror.
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