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Exhibited the effects of time consumed by mortgage debt (4)

Ross

I believe the answer is:

aged

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'exhibited the effects of' is the definition.
Although both the answer and definition are past participle verbs, I cannot see how one could define the other.

'consumed by mortgage debt' is the wordplay.
'consumed by' indicates a hidden word (I've seen this in other clues).
'AGED' is hidden in the letters of 'mortgage debt'.

'time' acts as a link.

Can you help me to learn more?

(Other definitions for aged that I've seen before include "Time-worn" , "Mature" , "Getting on" , "Antiquated" , "way over the hill" .)

I've seen this clue in the Irish Times.
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