Fake tan's dry, or a lad has the queen's colours (5,8)

I believe the answer is:

royal standard

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'the queen's colours' is the definition.
The definition suggests a singular noun which matches the answer.

'fake tan's dry or a lad' is the wordplay.
'fake' is an anagram indicator (I've seen this in other clues).
'tans'+'dry'+'or'+'a'+'lad'='tansdryoralad'
'tansdryoralad' is an anagram of 'ROYAL STANDARD'.

'has' is the link.

Can you help me to learn more?

(Other definitions for royal standard that I've seen before include "It is flown when the monarch is present" , "Queen s banner" , "The Queen's banner" .)

I've seen this clue in the Sydney Morning Herald.

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