Farmer perhaps spending the two pounds he has in bank (4)
I believe the answer is:
tier
'bank' is the definition.
(thesaurus)
I don't understand the rest of the clue.
(Other definitions for tier that I've seen before include "one doing Bond" , "One of two or more rows" , "One securing" , "Rite (anag.)" , "Hierarchical level" .)