Female dressing, wearing furs? They're tight (10)

I believe the answer is:

skinflints

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'they're tight' is the definition.
(tight or miserly people)

'female dressing wearing furs?' is the wordplay.
'female dressing' becomes 'flint' (I can't explain this - if you can you should give a lot more credence to this answer).
'wearing' is an insertion indicator.
'furs?' becomes 'skins' (fur is a kind of skin).
'flint' going within 'skins' is 'SKINFLINTS'.

Can you help me to learn more?

(Other definitions for skinflints that I've seen before include "Near ones" , "Cheapskates" , "near people" .)

I've seen this clue in The Times.

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