Crossword Genius

Final thought about contemporary apartments (4)

Ross

I believe the answer is:

pads

I'm a little stuck... Click here to teach me more about this clue!

'apartments' is the definition.
(I've seen this before)

'final thought about contemporary' is the wordplay.
'final thought' becomes 'ps' (I've seen this in other clues).
'about' is an insertion indicator.
'contemporary' becomes 'ad' (I can't explain this - if you can you should believe this answer much more).
'ps' going around 'ad' is 'PADS'.

Can you help me to learn more?

(Other definitions for pads that I've seen before include "Fleshes out" , "Apartments; cushions" , "Walks softly" , "Bolsters" , "Blocks" .)

I've seen this clue in The Globe and Mail.
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