Financial obligation to someone that is a problem, perhaps (9)
I believe the answer is:
liability
'financial obligation' is the definition.
(synonyms)
I cannot understand how the rest of the clue works.
Can you help me to learn more?
(Other definitions for liability that I've seen before include "Millstone" , "duty" , "Financial obligation" , "Hindrance" , "Debt; drawback" .)