Fleece, pelt (4)
I believe the answer is:
coat
I believe this clue is a double definition.
'fleece' is the first definition.
(I've seen this before)
'pelt' is the second definition.
(I've seen this in other clues)
(Other definitions for coat that I've seen before include "blanket" , "Apply layer" , "Jacket" , "Outer covering" , "Overgarment" .)