Crossword Genius

Found out daughter has valid insurance policy? (10)

Ross

I believe the answer is:

discovered

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'found' is the definition.
('discover' can be a synonym of 'find')

'out daughter has valid insurance policy?' is the wordplay.
'out' means one lot of letters goes inside another.
'daughter' becomes 'd' (genealogical abbreviation).
'has' is a charade indicator (letters next to each other).
'valid' becomes 'dise' (I am not sure about this - if you are sure you should give a lot more credence to this answer).
'insurance policy?' becomes 'cover' (insurance cover).
'd' after 'dise' is 'dised'.
'dised' placed around 'cover' is 'DISCOVERED'.

Can you help me to learn more?

(Other definitions for discovered that I've seen before include "Unexpectedly found" , "Was the first to observe" , "Found during search" .)

I've seen this clue in The Times.
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