Georgia doctor has trouble with saddle cover (7)

I believe the answer is:

gambado

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'saddle cover' is the definition.
The definition suggests a singular noun which matches the answer.

'georgia doctor has trouble' is the wordplay.
'georgia' becomes 'GA' (abbreviation for the US state).
'doctor' becomes 'MB' (Bachelor of Medicine, Medicinae Baccalaureus).
'has' means one lot of letters go next to another.
'trouble' becomes 'ado' (both can mean bother or commotion).
'ga'+'mb'+'ado'='GAMBADO'

'with' acts as a link.

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I've seen this clue in the Sydney Morning Herald.

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