German banker seen in Heidelberg (4)
I believe the answer is:
elbe
'german banker' is the definition.
(I've seen this before)
'in heidelberg' is the wordplay.
'in' indicates a hidden word.
'ELBE' is hidden in the letters of 'heidelberg'.
'seen' is the link.
(Other definitions for elbe that I've seen before include "A major German river" , "Dresden and Hamburg's river" , "German banker" , "Flower" , "European river" .)