Girl being smart a liability, reportedly (10)
I believe the answer is:
bernadette
'smart a liability reportedly' is the definition.
I can't judge whether this definition defines the answer.
'girl' is the wordplay.
I cannot really understand how this works, but
'girl' could be 'bernadet' and 'bernadet' is found within the answer.
The remaining letters 'te' is a valid word which might be clued in a way I don't understand.
This explanation may well be incorrect...
'being' acts as a link.
Can you help me to learn more?
(Other definitions for bernadette that I've seen before include "visionary saint" , "woman - even a > saint!" , "Saint of Lourdes" .)