Girl puts duck in vehicle on lake (5)
I believe the answer is:
carol
'girl' is the definition.
(woman's name)
'duck in vehicle on lake' is the wordplay.
'duck' becomes 'o' (resembles zero - 'duck' in cricket).
'in' is an insertion indicator.
'vehicle' becomes 'car' (car is a kind of vehicle).
'on' means one lot of letters go next to another.
'lake' becomes 'L' (geographical abbreviation).
'car'+'l'='carl'
'o' inserted within 'carl' is 'CAROL'.
'puts' acts as a link.
(Other definitions for carol that I've seen before include "Christmas ditty" , "Joyful song - woman's name" , "Girl's name; sing" , "A traditional Christmas song or hymn" , "sing happily" .)