Crossword Genius

Had invested without credit (5)

Ross

I believe the answer is:

owned

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'had' is the definition.
('own' can be a synonym of 'have')

I don't understand the remainder of the clue.

Can you help me to learn more?

(Other definitions for owned that I've seen before include "Had possession of" , "Confessed" , "made a confession" , "admitted making confession" , "Possessed; admitted" .)

I've seen this clue in The Times.
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