Handsome individual and competent (10)
I believe the answer is:
personable
'handsome' is the definition.
Both the definition and answer are adjectives. Maybe they are linked in a way I don't understand?
'individual and competent' is the wordplay.
'individual' becomes 'person' (an individual person).
'and' is a charade indicator (letters next to each other).
'competent' becomes 'able' (similar in meaning).
'person'+'able'='PERSONABLE'
Can you help me to learn more?
(Another definition for personable that I've seen is " Pleasant to be with".)