Crossword Genius

Hang around with hard worker exchanging tips for travel (6)

Ross

I believe the answer is:

loiter

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'hang around' is the definition.
(I know that hang around can be written as loiter)

'with hard worker exchanging tips for travel' is the wordplay.
'with' is an insertion indicator.
'hard worker' becomes 'oi' (I can't justify this - if you can you should give a lot more credence to this answer).
'exchanging' indicates an anagram (I've seen 'exchanged' mean this).
'tips for' means to remove the middle letters (only the tips of the word remain).
'travel' with its middle taken out is 'trel'.
'trel' anagrammed gives 'lter'.
'oi' put into 'lter' is 'LOITER'.

Can you help me to learn more?

(Other definitions for loiter that I've seen before include "Mooch, hang around" , "Stand around idly" , "Dawdle, hang around" , "Stand around aimlessly" , "Hang about, with 25 dn perhaps" .)

I've seen this clue in The Times.
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