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Happens to include pastry dish for those inside (9)

Ross

I believe the answer is:

occupiers

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'those inside' is the definition.
I can't judge whether this definition defines the answer.

'happens to include pastry dish' is the wordplay.
'happens' becomes 'occurs' ('occur' can be a synonym of 'happen').
'to include' indicates putting letters inside.
'pastry dish' becomes 'pie' (I've seen this before).
'occurs' enclosing 'pie' is 'OCCUPIERS'.

'for' is the link.

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I've seen this clue in The Times.
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