Have time to go first to the business area (4)
I believe the answer is:
town
'the business area' is the definition.
'town' can be an answer for 'area' (town is a kind of area). I am not sure about the 'the business' bit.
'have time to go first' is the wordplay.
'have' becomes 'own' (to have something is to own it).
'time' becomes 't' (abbreviation).
'to go first' means one lot of letters go next to another.
'own' put after 't' is 'TOWN'.
'to' acts as a link.
Can you help me to learn more?
(Other definitions for town that I've seen before include "Densely populated area" , "Built-up area" , "eg Swindon" , "See 9" , "Person employed to make public announcements" .)