Crossword Genius

Have to repay (3)

Ross

I believe the answer is:

owe

'have to repay' is the definition.
(I've seen this in another clue)

This is all the clue.

(Other definitions for owe that I've seen before include "Be beholden" , "overdrawn" , "Be in the red" , "Have outstanding" , "have favours to return" .)

I've seen this clue in the USA Today.
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