Have to settle later (3)
I believe the answer is:
owe
(Other definitions for owe that I've seen before include "Have obligation to pay" , "Be in the red" , "Have a debt to (someone)" , "Need to pay" , "Be in debt - woe is me" .)
I believe the answer is:
owe
(Other definitions for owe that I've seen before include "Have obligation to pay" , "Be in the red" , "Have a debt to (someone)" , "Need to pay" , "Be in debt - woe is me" .)