Crossword Genius

Having paid it, can you get back to bed on time? (4)

Ross

I believe the answer is:

debt

I'm a little stuck... Click here to teach me more about this clue!

'having paid it can you' is the definition.
I can't tell whether this definition defines the answer.

'back to bed on time?' is the wordplay.
'back' is a reversal indicator.
'on time?' becomes 't' (abbreviation. I am not sure about the 'on' bit.).
'bed' in reverse letter order is 'deb'.
'deb'+'t'='DEBT'

'get' is the link.

Can you help me to learn more?

(Other definitions for debt that I've seen before include "Financial problem?" , "Financial liability" , "Amount owing" , "outstanding" , "Amount owed" .)

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