Crossword Genius

Having the wherewithal to gamble away a thousand dollars and come third (4)

Ross

I believe the answer is:

able

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'having the wherewithal' is the definition.
(I've seen this in another clue)

I can't explain the remainder of the clue.

Can you help me to learn more?

(Other definitions for able that I've seen before include "Fully competent" , "Gifted" , "Competent as, say, sailor" , "Competent as seaman may be" , "As capable as a mariner" .)

I've seen this clue in the Sydney Morning Herald.
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