He has the skill and courage (5)
I believe the answer is:
heart
'courage' is the definition.
(I know that heart is a type of courage)
'he has the skill' is the wordplay.
'has' is a charade indicator (letters next to each other).
'the skill' becomes 'art' (both can mean a talent).
'he'+'art'='HEART'
'and' is the link.
(Other definitions for heart that I've seen before include "Blood-pumping organ" , "Core - card" , "Playing card - pity" , "the name of a prison in Midlothian!" , "Cardiac organ" .)