Crossword Genius

He moves between banks transferring customers (8)

Ross

I believe the answer is:

ferryman

I'm a little stuck... Click here to teach me more about this clue!

'he moves between banks transferring customers' is the definition.
The answer is a person as well as being a singular noun. This is suggested by the definition.

'he' is the wordplay.
I cannot quite understand how this works, but
'he' could be 'man' (I've seen this in another clue) and 'man' is located in the answer.
The remaining letters 'ferry' is a valid word which might be clued in a way I don't see.
This explanation may well be incorrect...

Can you help me to learn more?

(Other definitions for ferryman that I've seen before include "Charon's occupation on the River Styx" , "Aquatic taxi driver" , "One plying a short water crossing" , "He rows people across a river, like Charon" , "eg Charon (on the Styx)" .)

I've seen this clue in The Irish Times.
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