He takes the lot (7,6)

'he takes the lot' is the definition.
I know nothing about this answer so I cannot judge whether this works.

'he takes the lot' is the wordplay.
I cannot really understand how this works, but
'he' could be 'der' and 'der' is found in the answer.
'the' could be 't' (the is pronounced as a 't' sound in some dialects) and 't' is located in the answer.
'lot' could be 'd' and 'd' is located in the answer.
This explanation may well be incorrect...

Can you help me to learn more?