Crossword Genius

Hear this and it’s only a rumour (3)

Ross

I believe the answer is:

say

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'hear this and it's only a rumour' is the definition.
The definition suggests a singular noun which matches the answer.

'hear this and it's' is the wordplay.
'hear this' becomes 'y' (I can't explain this - if you can you should believe this answer much more).
'and' is a charade indicator (letters next to each other) (I've seen this in other clues).
'it' becomes 'sa' (old-fashioned abbreviation for sex appeal).
'y' put after 'sa' is 'SAY'.

Can you help me to learn more?

(Other definitions for say that I've seen before include "Utter; for example" , "Verbalise" , "Let us suppose" , "Opportunity to influence < > state" , "Tell" .)

I've seen this clue in the Evening Standard.
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