Hesitating to own item of jewellery (8)
I believe the answer is:
havering
'hesitating to' is the definition.
I can't tell whether this defines the answer.
'own item of jewellery' is the wordplay.
'own' becomes 'have' (synonyms).
'item of jewellery' becomes 'ring' (I've seen this in other clues).
'have'+'ring'='HAVERING'
Can you help me to learn more?
(Other definitions for havering that I've seen before include "London borough - talking nonsense" , "I can't decide if I'm doing this" , "Dithering" .)