Crossword Genius

Hesitating to own item of jewellery (8)

Ross

I believe the answer is:

havering

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'hesitating to' is the definition.
I can't tell whether this defines the answer.

'own item of jewellery' is the wordplay.
'own' becomes 'have' (synonyms).
'item of jewellery' becomes 'ring' (I've seen this in other clues).
'have'+'ring'='HAVERING'

Can you help me to learn more?

(Other definitions for havering that I've seen before include "London borough - talking nonsense" , "I can't decide if I'm doing this" , "Dithering" .)

I've seen this clue in The Times.
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