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Hoping to gain, lay out trendy underwear (6)

Ross

I believe the answer is:

invest

I'm a little stuck... Click here to teach me more about this clue!

'hoping to gain lay' is the definition.
I can't tell whether this defines the answer.

'trendy underwear' is the wordplay.
'trendy' becomes 'in' ('in' can mean fashionable).
'underwear' becomes 'vest'.
'in'+'vest'='INVEST'

'out' acts as a link.

Can you help me to learn more?

(Other definitions for invest that I've seen before include "Put money into business for profit" , "Put money into in hopes of a return" , "Put money into shares, property, etc" , "Contribute money in hope of a return" , "as Greeks did to Troy?" .)

I've seen this clue in The Times.
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