Housing, lodgings (13)
I believe the answer is:
accommodation
This clue is a double definition.
'housing' is the first definition.
(accommodation is a kind of housing)
'lodgings' is the second definition.
(I've seen this before)
(Other definitions for accommodation that I've seen before include "Housing" , "Compromise; living space" , "settlement" , "somewhere to live" , "Loan" .)