How my mat gets worn on top (5)

I believe the answer is:

tammy

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'worn on top' is the definition.
The answer and definition can be both man-made objects as well as being singular nouns.
Maybe there's an association between them I don't understand?

'how my mat' is the wordplay.
'how' indicates an anagram (I've seen this in other clues).
'my'+'mat'='mymat'
'mymat' anagrammed gives 'TAMMY'.

'gets' is the link.

Can you help me to learn more?

I've seen this clue in the Evening Standard.

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