Husband wearing tops or leather clothing (5)
I believe the answer is:
chaps
'leather clothing' is the definition.
(type of leather leggings)
'husband wearing tops' is the wordplay.
'husband' becomes 'h'.
'wearing' is an insertion indicator.
'tops' becomes 'caps' (cap is a kind of top).
'h' put into 'caps' is 'CHAPS'.
'or' is the link.
(Other definitions for chaps that I've seen before include "Cowboy's trousers; men" , "Guy's" , "Blokes" , "providing leather bags from US" , "Cowboy leggings" .)