I get dole, losing nothing by not working (4)
I believe the answer is:
idle
'not working' is the definition.
(I've seen this before)
'i get dole losing nothing' is the wordplay.
'get' is a charade indicator (letters next to each other).
'losing' is a deletion indicator.
'nothing' becomes 'o' (looks like zero - 0).
'dole' with 'o' taken away is 'dle'.
'i'+'dle'='IDLE'
'by' is the link.
(Other definitions for idle that I've seen before include "Monty Python team member" , "At leisure" , "Mike" , "Workshy" , "loiter aimlessly" .)