Crossword Genius

I love millions expanding in offshore financial centre (4,2,3)

Ross

I believe the answer is:

isle of man

I'm a little stuck... Click here to teach me more about this clue!

'expanding in offshore financial centre' is the definition.
The answer and definition can be both locations as well as being singular nouns.
Perhaps they are linked in a way I don't understand?

'i love millions' is the wordplay.
I cannot quite understand how this works, but
'i' could be 'a' and 'a' is found in the answer.
'love' could be 'o' (love means zero in tennis) and 'o' is located in the answer.
'millions' could be 'm' (abbreviation) and 'm' is located in the answer.
This explanation may well be incorrect...

Can you help me to learn more?

(Other definitions for isle of man that I've seen before include "Island in the Irish Sea" , "Land between England and Ireland" , "British Crown possession" , "Its capital is Douglas and its cats are tailless" , "directed by Douglas" .)

I've seen this clue in The Independent.
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