Crossword Genius

"If I ___ a nickel for every time . . ." (3)

Ross

I believe the answer is:

had

(Other definitions for had that I've seen before include "Was bound to be - caught" , "Taken in" , "Owned in the past" , "Possessed; cheated" , "Was in possession of" .)

I've seen this clue in the USA Today.
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