Crossword Genius

In desperation a homeowner raised capital (5)

Ross

I believe the answer is:

hanoi

'capital' is the definition.
(Hanoi is an example)

'in desperation a homeowner raised' is the wordplay.
'in' says the answer is hidden in the clue.
'raised' is a reversal indicator.
'ionah' can be found hidden inside 'desperation a homeowner'.
'ionah' back-to-front is 'HANOI'.

(Other definitions for hanoi that I've seen before include "Asian capital on the Red River" , "Asian city" , "Capital city of Vietnam" , "capital out East" , "foreign city" .)

I've seen this clue in The Independent.
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