In hock, I need family (3)
I believe the answer is:
kin
'family' is the definition.
('kin' can be a synonym of 'family')
'in hock i need' is the wordplay.
'in' indicates a hidden word.
'KIN' can be found hidden inside 'hock i need'.
(Other definitions for kin that I've seen before include "A person's relatives, goes with kith" , "Flesh and blood" , "Relations, go with kith" , "Group of relations" , "Relatives, family" .)